Thursday, August 05, 2010

Where's the Reform in Health Reform?

Having lived in Canada and the United Kingdom, I would have happily had single-payer socialized medicine in the United States, just as President Truman proposed in 1947. But I am mad as hell as I see President Obama's "reform" kick in.

My company got no increase last year for health care (note: it's two words!). That's when the whole medical gouging system was afraid of reform. Now they got the reform they want and rates have jacked up: 29 % for us in no-inflation times!

That's not the worst case.

An acquaintance, I'll call him Bob, lost health insurance because he is unemployed. United Healthcare and Kaiser Permanente rejected him because he suffers from depression -- I'm talking serious, clinical depression. As always, you have to be healthy to sign up for medical care, right?

Bob is on disability. He could work with medication, but he can't get any prescribed.

OK, "reform" kicked in during July. Everyone has to be insured. But if commercial firms won't insure you, Bob learned, you have to have been uninsured 6 months to qualify for "high risk" pool. Then he gets to pay more than $600 a month for insurance that has a $6,000 deductible.

So if you're unemployed, you have to have spent about $13,000 out of pocket. Where, pray tell does someone uninsured (because he is unemployed), get $13,000 in the first place? Get it, unemployed? Meaning little or no income?

This is not the "change" I voted for, Mr. Obama.
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