Thursday, June 30, 2011

What if we really did cut out the tax "loopholes"?

Republicans in the default or no-default negotiations are now making noises that they're willing to contemplate getting rid of "loopholes" in the tax code to achieve what they will accept as deficit reduction. Of course, my loophole is your sacred cow and there ain't no such thing as deficit reduction. But let's dream ... and consider a modest proposal.

I'll call it the Simple Tax Act, because that's what it is: a tax code that is nothing more than a schedule of tax rates and a few simple definitions. Ten pages, max.

No mortgage deductions, no housing tax credit, but no oil depletion allowance and no fancy depreciation. Just levy X taxes on Y income (or Z profit).

Keep progressivity: lower brackets should pay smaller proportions than higher brackets. Keep the grand givaway of taxing corporate profits rather than income (define allowable "expenses" only as cash and carry items, no fancy deeming of anything that is not an actual exchange of goods, services and money ... bye-bye, Ken Lay). Even keep low (but not zero) inheritance and capital gains taxes.

Because that's the little secret: if everyone pays a fair share, each one of us can get to pay little less to balance the budget and get our goodies, like the occasional chest-thumping war or three, Medicaid and Medicare, federal student loans, etc.

What's more: eliminate all the deductions, credits and allowances and you don't have to file a tax declaration at the end of the year. What gets deducted is what you owe! Period. Bye-bye April 15 deadline. Let's have a tax parade and cookout, instead ... I'll bring the hot dogs.

Tuesday, June 21, 2011

So a House is not a Home, what now ... ?

Stardate 64935.8

Am clearing out my place so it can be renovated. I was persuaded to post something I thought trite and self-referential on this matter by Carol of Carol's Vault, a fantastic blog site on freeware and open source software (plus occasional excursions to other regions of the mind). Blame her. But, heck, this is a web log, right?

Now that my home is virtually empty I realize that the old trope "a house is not a home" is true. I've lived 30 years there. Now I'm finally getting rid of the museum of a family that no longer exists, which has surrounded me for a about a decade, I realize that the real charm of the place lay in those absent people.

Two boys jumping on a trampoline (yes, a trampoline!) in the middle of a living room.

A Mom pasting a verse from Proverbs on the back of the cubpoard door.

Two boys reading, or playing or working (ha!) on their laptops, next to each other on a sofa, without speaking.

A Dad spending a reading vacation on the balcony, devouring neo-Father Brown detective novels set in Detroit.

One boy building a fort in the living room (the trampoline gone); another in their bedroom. playing "music" capable of drowning out street-repair drills.

And on and on and on ...

Now only the Dad lives here. It's not so spectacular a place without posters and books and bunk beds and religious images and all that gone. Still, he's committed to moving out in a pine box. Where else could he live?

Friday, June 10, 2011

What did Papa Heinz feel when he turned 59?

When my father turned 57, two years before he died, I composed a poem although there was no reason, other than my own inexperienced youth, to suppose his death was anywhere near. I laughed when people said "he died so young" two years later, yet surely he had no idea.

I said for years that I would welcome going at the same age. As I got closer, however, my tune began to change: I like being alive, warts and all.

Upon turning 59 today, I have already thought and rethought this. When I turn 60, next year, I'll heave a sigh of relief. Then keel over. Just kidding! (Or perhaps the joke will be on me.)

It would be worthwhile to know when one will die. A friend was diagnosed with a terminal disease, given a few years and spent all his savings before dragging on in poverty for a decade longer than predicted.

Doctors know nothing! My plan is to stay away from the medical money extraction machine as long as possible, to age in place to avoid feeding tubes and the like, and generally to go gently into that night. The plans of mice men men, right?

Still, if I die this year, say six months from now to match the exact life span of my father, I can't say I'll go with much too much fight. Barring some unforeseen development, of which life is admittedly chock full, I have done just about all I'm going to do and I'm plum out of new ideas.

Oh, last thing: I called my father Papa Heinz drawing on the fabled 57 varieties of ketchup in an old slogan. Thank your stars I speared you the poem.