Thursday, June 03, 2010

The Poor Tax

Why is it that almost every day I am reminded of the Great Depression, in particular the Parker Brothers Monopoly game and its "Poor Tax" card? By taxes, I mean the endless stream of corporate scams on the poorest, least educated people.

If you pay attention at what's promoted you'll find come-ons to
  • call toll-free for "easy money" ... just sign over your car and pay interest forever
  • get help with bankruptcy, foreclosure, the IRS ... from "fixers"
  • ask a pharmaceutical or medical supply company ... to bilk Medicaid for you
The latest I've come across, courtesy of Paychex, Chase Visa and your friendly employer, is the application for a Chase Pay Card Plus. Here's the come-on:

"Instead of waiting in line to cash your paycheck, have your pay automatically deposited to a Chase Pay Card Plus account." Sure ...
  • if you pay $1.50 to $3.00 per automated teller machine withdrawal, 
  • $1.00 to $3.00 to find out your balance, 
  • $5.00 for over-the-counter withdrawals (after your four "free" ones)
  • $12 for a check to close your account
  • $3 a month for "inactivity"
... and hey, you can get the card delivered to you extra fast for only $24.75 !!!!

They will allow you FREE point-of-sale transactions (they filch from the merchants, instead).

But wait ... what's this about "3.5% per international conversion rate transaction"?

This is targeted to immigrants (who else would regularly need international remittances?), in addition to the welfare mother waitress with three minimum-wage jobs living in a motel and dreaming of Aruba. The "unbanked."

Did the banks discover the low-income worker "market" while bilking states that "privatized" and "automated" their public assistance programs at the behest of the Bushies? You betcha.

There's a sucker born every day in America -- and it isn't the JPirateMorgan Chase Bank.

Monday, May 31, 2010

A Strategy to Honor the Dead

In Memorial Day weekend news, the U.S. military brass is weighing plans for an attack on Pakistan in case a Pakistani smarter than the Times Square would-be bomber has a deadly success. Wouldn't it better honor the dead to mount an effective response, rather than add one more unwinnable war to our already overladen plate?

I have, you might have guessed, a modest proposal:
  1. Get rid of the expensive toys that go boom, leaving only a nominal nuclear rocket arsenal for deterrence and the new, very destructive sub-nuclear bomb, along with a skeleton air, water and land deployment vehicle lot.
  2. Demobilize 90 percent of the active duty 1.4 million military personnel from the top down.
  3. Use the remaining 140,000 in uniform develop a top-notch planning staff and elite commando units, along with a small unit for the conventional deployment lot.
Let's face it. Since the Berlin Wall fell and for the foreseeable future, the credible threats to the United States are in various rogue organizations. These are folks to whom peace and prosperity mean little or nothing, admittedly for reasons we ought to address through means other than the military (a whole other post).

Take 9/11.

If we had had a military capable of deploying, lickety split, elite commando units in Tora Bora and vicinity, they could have quietly gone in, torched Osama bin Laden and everyone with him, leaving everything to be found by some clueless non-English-speaking shepherd.

"Torching? Osama? I know nothing about it," the White House press secretary would have said.

Quietly, Al Qaeda's numbers 2s, 3, 45s, would began to drop like cockroaches caught in an insecticide commercial. Sooner or later, the bad guys would get the message: don't mess with us.

No invasions, no thousands wounded and killed, no collateral damage, no prisoners, no Guantanamo, not even a war deficit.

A smart president -- oops, we had Bush -- would have tried it.

Saturday, May 29, 2010

Facts to What Truth?

Comments concerning my post From Facts to Truth, both public and private, suggest that there's some anxiety out there concerning the starting point and the destination in the heading of my original essay.

Some people seem to feel I have become an idolater of facts, when in reality I merely see facts as useful in discussions in which meaning hinges on them.

Others feel that I already abandoned truth by when I allegedly threw "Him" out, Christological insinuation heard. The capital-T truth that was prevalent in Western societies (America and Europe) hinged on a "Him" tossed out centuries ago by Christians themselves. Not me.

Finally, a third current of comment proposes a more intriguing question: to what truth is the Zeitgeist shifting all our facts and factoids?

Short answer: I have no idea.

Actually, I have a pretty good idea that it's not to a restoration of past theologies nor to capital-T truth. We've done that, been there and can still smell the charred human remains.

Instead, I'd suggest that once facts undergo sufficient criticism, we'll drift to some version of what used to be called "common sense," when Western commonality was white, male-dominated and Christian. Only that commonality is not coming back, thank the Echo.

I'd look for a future in which we take on the larger goals and ends: an active mind, rather than computation of two-digit whole numbers by the second quarter of fifth grade; shared prosperity, rather than a minimum $10 an hour wage.

Nothing wrong with granulated, fine-tuned goals, per se. Yet, can we deal with a whole society of 300 million diverse individuals through cookie-cutter "fact-based" solutions?

Or can we perhaps leave the details to the people who actually have to strive for the goals, relying on their uncommon sense, their gut feel for what works, their home truths?